Bank Alfalah Reports PKR 28.34 Billion Profit; Announces 2-for-1 Stock Split and PKR 10.50 Total Dividend. -

The Board of Directors of Bank Alfalah Limited (BAFL) has officially approved the financial results for the year ended December 31, 2025. Reaffirming its commitment to growth and shareholder value, the bank demonstrated strong financial health despite a declining interest rate environment throughout the year.

Key Financial Highlights

Solid Profitability: The bank reported a Profit After Tax (PAT) of PKR 28.34 billion for 2025, with Earnings Per Share (EPS) standing at PKR 17.97.
Shareholder Rewards: A final cash dividend of PKR 3.00 per share was declared. This brings the total cash dividend for 2025 to PKR 10.50 per share, following interim payouts earlier in the year.
Stock Split: In a major move to boost liquidity and accessibility, the Board recommended a 2-for-1 stock split. Shareholders will receive two shares for every one they currently hold, subject to regulatory approvals.
Deposit Growth: Total deposits reached PKR 2.49 trillion, a 16.8% increase driven by a strategic focus on building a sustainable, low-cost deposit base.
Credit Expansion: Gross advances stood at PKR 1.15 trillion. Significant growth was observed in the Consumer, SME, and Agri segments, as the bank steadily increased its credit exposure.
Flood Relief Efforts: Under the leadership of Chairman H.E. Sheikh Nahayan Mabarak Al Nahayan, the Board approved an additional USD 5 million (approx. PKR 1.4 billion) for 2025 flood rehabilitation. This brings the bank’s total flood relief commitment since 2022 to USD 15 million.

With a robust Capital Adequacy Ratio (CAR) of 15.87%, Bank Alfalah remains well above regulatory requirements and is strongly positioned to support Pakistan’s economic development.