Askari Bank (AKBL) Hits Record Rs 22.9 Billion Profit; Declares Highest-Ever Dividend for 2025. -

Askari Bank (PSX: AKBL) has achieved a significant milestone, reporting its highest-ever annual profit after tax of Rs 22.9 billion for the calendar year ended December 31, 2025. This record-breaking performance reflects an 8% year-on-year growth compared to the previous year.

Financial Highlights for CY2025

The bank’s exceptional results were driven by a strategic focus on diversified income streams and robust spread management.

Record Profitability: The bank’s annual consolidated profit reached Rs 23.02 billion, translating to an Earnings Per Share (EPS) of Rs 15.77.
Unprecedented Dividend: Askari Bank declared a final cash dividend of Rs 1.75 per share, bringing the total annual payout to a record Rs 5.0 per share.
Net Interest Income Surge: Driven by a 37% reduction in interest expenses, net interest income (NII) climbed by 38% to reach Rs 87.7 billion.
Diversified Revenue: Non-funded income saw a significant boost, largely supported by a 51% year-on-year surge in gains on securities, totaling approximately Rs 4.35 billion.
Quarterly Context: For the fourth quarter (4QCY25), earnings settled at Rs 4.7 billion. This lower quarterly figure was influenced by a sharp 39% rise in annual operating expenses (totaling Rs 50.9 billion) and an increased effective tax rate of 57%.

Solid Operational Position

Askari Bank’s balance sheet showed strong growth, solidifying its standing in Pakistan’s banking sector:

Deposits: Hit Rs 1.6 trillion, a 20% year-on-year increase.
Investments: Reached Rs 2.0 trillion, reflecting a 34% growth.
Advances: Settled at Rs 586 billion, a decline of 16% as the bank maintained a cautious lending approach.