Meezan Bank 2025 Results: Rs 92 Billion Profit & Record Rs 3.3 Trillion Deposits.
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Market Leader: Meezan Bank crosses the Rs 3.3 trillion deposit milestone while maintaining a strong 19.2% Capital Adequacy Ratio.
Meezan Bank’s performance underscores its resilience despite a challenging interest rate environment.
- Profit and Returns: The bank achieved a Profit After Tax (PAT) of Rs 92.2 billion for the year ended December 31, 2025, delivering a strong 34% Return on Equity.
- Generous Dividends: The Board approved a final cash dividend of Rs 7 per share, bringing the total payout for 2025 to Rs 28 per share (280%).
- Deposit Milestone: Total deposits reached Rs 3.30 trillion, a significant increase of approximately 28% compared to the previous year.
- Revenue Diversity: Despite lower policy rates, non-funded income—including fee and commission income—grew to Rs 38.2 billion, a nearly 20% year-on-year increase.
- Asset Quality: The bank maintains superior asset quality with a Non-Performing Financing (NPF) ratio of 1.8%, supported by a coverage ratio exceeding 146%.
- Global Trust (RDA): The bank retained its top position in the Roshan Digital Account (RDA) initiative, capturing a 29% market share of total industry inflows.
- Strong Capitalization: With a Capital Adequacy Ratio (CAR) of 19.2%, the bank remains well-capitalized to support future growth.
