Lucky Investments Launches Shariah-Compliant Capital-Protected Plan
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✧ GENERATE BRIEFING
Asset management company Lucky Investments Limited has launched the Lucky Islamic Capital Protected Fund Plan I (LICPFP I), a Shariah-compliant open-end capital protection scheme designed to provide structured equity exposure while safeguarding principal capital over a two-year investment horizon. Official subscriptions opened on October 9, 2026, and will run through October 30, 2026.Key product specifications and operational mechanics include:Dynamic Asset Allocation: The plan utilizes aConstant Proportion Portfolio Insurance (CPPI) style framework, dynamically shifting capital between Shariah-compliant listed equities for capital appreciation and low-risk Islamic money market instruments and Sukuks for principal protection.Investment Profile & Accessibility: Categorized as a medium-risk investment vehicle, LICPFP I carries a 2-year tenure. The minimum initial subscription is structured at Rs5,000, with subsequent investments accepted from Rs1,000, lowering entry barriers for retail investors.Lucky Investments CEO Mohammad Shoaib noted that the fund caters to risk-averse investors seeking equity market upside without exposing original principal to market downturns.
Lucky Investments Limited has launched the Lucky Islamic Capital Protected Fund Plan I (LICPFP I), a Shariah-compliant investment plan designed to offer potential returns from equity-market exposure while focusing on protecting investors’ principal over a two-year period.
The plan was launched on October 8, 2026, with subscriptions open from October 9 to October 30, 2026. It is designed for investors seeking capital growth through a structured investment strategy that combines Islamic equity investments with lower-risk instruments.
Dynamic Asset Allocation Framework
Under its investment strategy, the fund will dynamically allocate investments between Shariah-compliant listed equities and Islamic money market and fixed-income instruments. The allocation can change according to market conditions and the fund’s investment strategy.
The plan has a two-year investment horizon and a medium-risk profile, according to the company. The minimum initial investment is Rs5,000, while subsequent contributions can start from Rs1,000, making the product accessible to investors with different investment budgets.
Expansion of Islamic Product Suite
Lucky Investments Chief Executive Officer Mohammad Shoaib said the plan was developed for investors seeking growth opportunities while remaining mindful of capital protection. He said the strategy uses disciplined asset allocation and reflects the company’s focus on expanding its Shariah-compliant investment solutions.
The company said the launch expands its existing range of Islamic mutual funds and pension solutions, which includes money market, income, equity, dividend-yield, energy and pension products.
The fund’s objective is to generate competitive returns while protecting principal at maturity, subject to the plan’s terms and conditions. Investors should review the official offering documents to understand the investment structure, applicable conditions and risks before subscribing.
